So here's the thing, not only are insurance companies a bunch of effing racketeers, insurance companies suck ass. Let me just tell you why I hate those jerks.
First, you pay for insurance for like, ever, and you pay a lot. Then, you need one miserable procedure, and you jump through the hoops of fire that they make you jump through to be able to actually qualify for the procedure, then they deny you coverage anyway.
Second, you can't ever just talk to anybody. Because nobody that matters ever takes your call. I mean, the person you're allowed to call and talk to is like a 19 year old kid getting minimum wage to type out what you are saying. And obviously they don't give a crap. Then the information that the 19 year old kid just typed apparently gets shuffled along to someone else, then finally to the ass that sits somewhere at a desk and stamps DENY on your request, no matter what. And then you appeal their decision in hopes that they will maker a smarter choice and that same ass stamps DENY on your appeal. And that ass probably smiled and maybe even said haha while stamping it.
Because why do they care?